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Disability Income is essential because it replaces lost income in the event of an extended illness.

A 30 year-old worker is seven times more likely to be disabled for up to five years before age 65 than they are to die.

Jeff Barbanell explains why Disability Income protection is truly essential to the financial survival of a family. Paying a mortgage, living expenses, and protecting a business or nest egg isn't covered by health or life insurance.

FIND OUT: The basics of what you need to know and how to avoid mistakes when buying Disability Income insurance.